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Who is Florida Loans by Florida Lenders?


Florida Loans by Florida Lenders is a Web site owned and operated by Approved Team Lending LLC, a Florida  limited liability company with its corporate
headquarters in Boynton Beach, Florida. You should rely on your own judgment in deciding which available loan product best suits your needs and
financial means. You are under no obligation to use Approved Team Lending to commence the financing process and Approved Team Lending does not
guarantee that completing a loan request will result in your closing of a loan. You are under no obligation to use Approved Team Lending to commence
the financing process.

The loan request you submit is NOT an application for credit. Rather, it is a request for a loan pre-qualification. You will have to complete an application
with a loan representative before you will receive an unconditional loan offer. Approved Team Lending does not charge an application fee, however in
certain markets a fee to cover the costs of an appraisal will be required. The Lender will determine the amount of any such fees, and should provide
information to you regarding the refund ability of any such fees.

Your loan request will be not be forwarded to other lenders.  These disclosures, which are required by the Truth in Lending Act (TILA), the Real Estate
Settlement Procedures Act (RESPA), and certain other federal and state laws, include details of your cost of credit; good faith estimates of your
settlement costs; HUD mandated booklets "Guide to Settlement Costs" and/or "When your Home is on the Line"; notices concerning the possibility that
your mortgage loan servicing may be transferred; and your right to a copy of any appraisal, if any, performed on your home. The Equal Credit
Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status,
age (provided the applicant has the capacity to enter into a binding contract), because all or part of the applicant’s income derives from any public
assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that
administers compliance with this law is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.


Approved Team Lending is licensed to  make mortgage loans and commitments. We can not  guarantee acceptance into any particular loan program by
any participating lender, or specific loan terms or conditions. If your loan request is received by one of our representatives, you may receive from such
representatives of Approved Team Lending, a good faith estimate of various third party fees required in connection with your loan. The documentation
you receive will include information on the refund ability of any fees paid.


Florida Correspondent Mortgage Lender, License No. CL 521725